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Keep communication and payment inside RayNow. Share access details only after hiring a verified professional.

I understand the safety guidance and will keep the job on-platform.

Edit request

Only open requests can be edited. Once a professional is hired, changes must use the quote/change-order flow.

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RayNow Terms & Safety

Marketplace role

RayNow connects customers and independent professionals. Professionals remain responsible for the quality, licensing, insurance, permits and safety requirements that apply to their services.

On-platform transactions

Jobs originating on RayNow should be quoted, communicated and paid inside RayNow when payments are enabled. Attempts to move a job off-platform may be blocked or reviewed.

Safety & evidence

RayNow may retain job records, messages, offers, location events, ratings, identity-verification records and payment records as permitted by law for fraud prevention, support and dispute resolution.

Privacy

Identity documents and payment information should only be submitted through designated secure flows, never through regular chat.

Disputes

Customers and professionals may report a problem from an active or completed job. Funds may remain pending while a dispute is reviewed.

Professional verification

Identity and trust review

Use this secure flow for identity documents. Do not send IDs in chat.

Legal nameID typeID numberDate of birthFront of IDCurrent selfie

RayNow Tax Center

Professional tax profile · U.S.

Important: Independent professionals normally handle their own income and self-employment taxes. RayNow only applies federal backup withholding when required. Final tax reporting depends on the payment structure used in production.

$0.00YTD gross

$0.00Federal withheld

0Transactions

Form W-9

Legal name Business / DBA name (optional) Federal tax classification

TIN type

TIN

Tax address

City

State

ZIP code

I certify that the information above is correct and that I am a U.S. person for federal tax purposes, subject to the certifications required on Form W-9.

Withholding status

Year-end tax forms

Production filing should use the payment processor/tax filing provider to determine whether Form 1099-K, Form 1099-NEC, or another information return is required. State reporting thresholds may differ.

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